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The Car Insurance Mistake Most Make

April 30, 2025

👉 Discover If You’re Paying Too Much

Most drivers have no idea they’re donating hundreds of dollars to their insurance company—every single year.

How? By staying loyal.

Yep, that’s right. A recent industry report found that loyal customers actually pay more for car insurance than new ones. In fact, drivers who haven’t switched policies in 3+ years are overpaying by an average of $417 annually.

Here’s Why That Happens:

Insurance companies use what’s called “price optimization”—a sneaky tactic that increases your premium over time, not because you’re riskier, but because you’re less likely to shop around.

In other words: They raise your rate simply because you’ve stuck around.

The Smart Move? Compare Quotes—Even If You Think You’re Getting a Good Deal

That’s why thousands of drivers are now turning to Easy Auto Policy—a simple tool that reveals what you should actually be paying, based on your current situation.

With just a few clicks, you can:

 

Don’t Let Loyalty Cost You

If it’s been more than a year since you checked your rate, there’s a good chance you’re overpaying. Some users have reported saving up to $642 a year—just by taking a few minutes to compare.

👇 Tap below to check your real rate before your next payment:

Get My Free Quote Now